Dental Insurance Accepted | Access Dental Clifton, Union & Bridgewater NJ

Insurance & Payment

The plans we accept at each office, what a visit costs without insurance, and the payment options available for larger treatment.

MOST MAJOR PLANS ACCEPTED
$199 NEW PATIENT SPECIAL, WAS $350
FREE EMERGENCY EXAMS

Access Dental is in network with most major dental insurance plans across our Clifton, Union and Bridgewater offices. Accepted plans differ by location. New patients without insurance can get a complete exam and cleaning for $199 as a new patient special, regularly $350, and monthly payment options are available for larger treatment.

Plans We Accept

Network agreements are negotiated per office, so the accepted plans are not the same at every location. Check yours before you book.

In network

Union and Clifton

  • Aetna
  • Emblem
  • United
  • Cigna
  • BCBS
  • BCBS Anthem
  • BCBS Empire
  • Delta
  • Metlife
  • Humana
  • Guardian
  • Principal
  • The Standard
In network

Bridgewater

  • Aetna
  • Cigna
  • Metlife
  • Delta
Not accepted

Out of network

  • Medicaid and Medicare
  • DHMO plans
  • HMO plans

Do not see your plan? Call the office nearest you. We will check your coverage and tell you what it means for your treatment before you commit to anything.

Costs Without Insurance

We quote the full cost in writing before treatment begins. No surprise bills.

New Patient Special
$199 $350

Exam & Cleaning

A complete new patient exam and cleaning, no insurance required. Regularly $350, currently $199 for new patients. The simplest way to get seen and find out where you stand.

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Dental Emergency
Free

Emergency Exam

A comprehensive exam, a full set of x-rays and a written treatment plan at no cost. Whether or not you are insured, and whether or not you are already a patient here.

Book Emergency Visit
Larger Treatment
Monthly

Payment Plans

Flexible monthly financing plus in-house payment plans on selected treatments, both subject to approval. Do not put off treatment over cost.

Financial Assistance

Our Offices

Three New Jersey locations, same doctors, same services. Choose whichever is closest.

Access Dental Clifton

1346 Main Ave, Suite 1, Clifton, NJ 07011

973-340-9000

Call this office directly

Monday9AM to 7PM
Tuesday9AM to 7PM
Wednesday9AM to 7PM
Thursday9AM to 7PM
Friday9AM to 5PM
SaturdayBy appointment
SundayClosed
Access Dental Clifton office
Clifton, New Jersey

Access Dental Union

1200 Stuyvesant Ave, Suite B, Union, NJ 07083

908-687-4090

Call this office directly

Monday9AM to 7PM
Tuesday9AM to 7PM
Wednesday9AM to 7PM
Thursday9AM to 7PM
FridayClosed
SaturdayBy appointment
SundayClosed
Access Dental Union office
Union, New Jersey

Access Dental Bridgewater

155 Union Ave, Bridgewater, NJ 08807

908-393-2244

Call this office directly

Monday9AM to 7PM
Tuesday9AM to 7PM
WednesdayClosed
Thursday9AM to 7PM
FridayClosed
SaturdayClosed
SundayClosed
Access Dental Bridgewater office
Bridgewater, New Jersey

Book Your Appointment Today

Choose your location, pick a time, and we will confirm by text. New patients can book online without calling first.

Common Questions

Insurance, cost and payment.

Do you take my insurance?
We are in network with most major dental plans. The full list by office is above. Call your nearest office with your plan name and we will confirm eligibility and benefits before your first visit.
Why does Bridgewater accept fewer plans?
Network agreements are negotiated per office. Bridgewater is in network with Aetna, Cigna, Metlife and Delta. Union and Clifton carry a wider list. If your plan is not accepted at one office it may be accepted at another, so it is worth asking.
What if my plan is out of network, or I have none?
You can still be seen. New patients without insurance can get a complete exam and cleaning for $199, a new patient special against the regular $350, and we offer low monthly payment options for larger treatment.
What does an emergency visit cost?
New patient emergency exams are free. That includes a comprehensive exam, a full set of x-rays and a written treatment plan, at no cost.
Do you offer payment plans?
Yes. Flexible monthly financing plus in-house payment plans on selected treatments, both subject to approval. We quote the full cost in writing before treatment begins.
Do you accept Medicaid or Medicare?
No. Medicaid, Medicare, DHMO and HMO plans sit outside our network. Self-pay pricing and monthly payment options are available instead.
Will you tell me the cost before you start?
Yes. We verify your coverage and give you the full cost of anything we recommend in writing before it is scheduled. No surprise bills.