What’s Flexible Financing? Flexible financing can help you pay for goods or services through a loan in which a borrower will pay back overtime. Financing can be helpful for many who are not able to pay in-full and would prefer to pay in smaller, more manageable payments over a flexible period of time.
While financing can offer greater freedom for a buyer by allowing them to purchase luxury goods and services, flexible financing can alternatively be utilized in paying for necessary treatments. In dentistry, large procedures like dental implants, while necessary to maintain good oral health, can require significant up-front costs. With flexible financing you don’t have to put off treatment due to high initial treatment costs and can find a repayment method that works for you and your budget.
Flexible Financing Options
At Access Dental, we offer an array of financing plans to maximize your options with exploring flexible financing. Currently, we work with Care Credit, Proceed Financing, HFD and Affirm. We’ve chosen these financing plans for their trustworthy buyer protection, 0% interest options, long repayment terms and competitive rates for large procedures. Read more about these plans below and determine which option may be best for you.
CareCredit
CareCredit is a medical financing company that specializes in providing credit cards for healthcare expenses not covered by insurance. The CareCredit Credit Card, issued by Synchrony Bank, is accepted at over 250,000 U.S. healthcare providers and some retailers. CareCredit allows you to pay for deductibles, copays and out-of-pocket expenses not covered by insurance (of $200 or more).
Discover more about CareCredit here.
Proceed Financing
Proceed financing specializes in providing dental care and ‘healthcare financing options to people that need them most.’ Proceed financing focuses on a holistic approval process for their loans in addition to covering larger medical and dental cases (of up to $75,000). This makes Proceed financing ideal for large dental procedure like dental implants.
Learn more about Proceed Finance here.
Heart of Affordable Healthcare (HFD)
Some of the leading names in healthcare rely on HFD. HFD strives to empower patients with flexible repayment options with a 99% approval rate. HFD provides a “better way to pay” for patients — offering quick and simple applications and full-coverage plans — with an emphasis on providing a “stress-free experience from start to finish for patient.”
Learn more about HFD here.
Affirm Financing
Another popular financing plan is Affirm Financing. Affirm offers several “buy now, pay later” options. Affirm focuses on user-friendly payment options, as well as a virtual credit card and strong partnerships with large retailer brands and healthcare practices. Additionally, Affirm’s virtual and physical credit card allows buyers to continue taking advantage of its benefits beyond its partners.
Learn more about Affirm here.
